Guidance

Estimate how the National Insurance contributions changes will affect you

Use this tool to get an estimate of how the changes to National Insurance contributions will affect you.

This guidance was withdrawn on

This page has been withdrawn because it鈥檚 out of date.

From 6 November 2022, the temporary 1.25 percentage point increase in National Insurance rates is being reversed for the rest of the financial year. 皇冠体育app introduction of a separate Health and Social Care Levy tax in April 2023 has also been cancelled.

皇冠体育app information provided by this tool is therefore no longer accurate and has been withdrawn.

From 6 July 2022, as an employee you will be able to earn more before you start paying National Insurance. This means you may pay less tax, after accounting for the recent Health and Social Care Levy.

This tool will estimate how the changes to the Primary Threshold and the Health and Social Care Levy will affect the amount of National Insurance contributions you pay.

If you鈥檙e self-employed the amount of profit you can earn before you pay National Insurance contributions is also increasing. However, you will not be able to use this tool to get an estimate. You can find out more information about this change and other important changes, which will tell you how you鈥檒l pay National Insurance contributions.

Before you start

You can use this tool to get an estimate if you鈥檙e employed and paid the same amount monthly, by your employer through the PAYE system.

You will not get a useful result if you have different working arrangements for the period from 6 July 2021 to 5 July 2023, including if:

  • you鈥檙e not liable to pay the main rate of UK Class 1 National Insurance contributions at the standard rate on your earnings or profits 鈥� for example:
    • you鈥檙e over state pension age
    • you鈥檙e self-employed
    • you pay the reduced rate
    • you work outside the UK
  • you have either more than one employer or you鈥檙e not evenly paid all of your earnings in a monthly payment (or both) 鈥� for example:
    • you get a bonus
    • you鈥檙e paid commission
    • you鈥檙e paid weekly
  • there is, or will be, a change in your circumstances which affects the amount of UK National Insurance contributions you pay in the period 鈥� for example, you get a pay rise or change employers
  • you鈥檙e a director

Get an estimate

You can no longer get an accurate estimate of your National Insurance contributions using this tool. 皇冠体育app Health and Social Care Levy is no longer going ahead.

Updates to this page

Published 20 June 2022
Last updated 22 September 2022 show all updates
  1. 皇冠体育app Health and Social Care Levy will no longer go ahead. From 6 November 2022, the temporary 1.25 percentage point increase in National Insurance rates is being reversed for the rest of the financial year. 皇冠体育app introduction of a separate Health and Social Care Levy tax in April 2023 has been cancelled.

  2. First published.

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