HM Land Registry portal: discharge a charge (e-DS1)
How Business e-services customers (lenders) can discharge a mortgage through the portal.
Applies to England and Wales
Enter the title number
.
- Select âLender Servicesâ�.
- Select âe-DS1 Dischargeâ�.
- Not all types of discharge can be completed online. Select âView limitationsâ� to check that your application is eligible, then select âPreviousâ�.
- Enter the title number, in upper or lower case letters. Select âNextâ�.

Check property details
- Check that the property details for the title number you entered are correct.
- If they are correct, select âNextâ�.
- If they are not correct, select âPreviousâ� to go back and amend the title number if required.
- If the property details are still incorrect, cancel the process by selecting the cross icon and investigate the discrepancy.

Enter the charge details and select a message option
- Enter the date of the charge you want to discharge, in the format dd/mm/yyyy, for example 25/05/2015.
- Select whether the application is a borrowerâs redemption (where a registered proprietor pays off their mortgage and the lender transmits an ED or e-DS1 directly to HM Land Registry on their behalf).
- Choose a message option. Select âYesâ� if you want a âRegister Completion Sheetâ� to be sent to your PDF Downloads on completion of your application.
- Select âNextâ�.

Note: a small proportion of e-DS1 applications canât be completed immediately. You can view pending applications, in the âDay Listâ� within the âInformation Servicesâ� section.
Identify the charge
If youâre unsure which charge is to be discharged, particularly in the case of two charges of the same date, please refer to an official copy of the register for extra identification details, eg the address for service.
- If the date you entered is not recognised, or there are two charges in the register with the same date, you will see a message and a list of charges.
- Identify the correct charge and select it.
- Select âNextâ�.

Enter your customer reference and view a draft
- Enter a âCustomer referenceâ� of your choice, to help you link the application to your clientâs file. Itâs shown on the correspondence at the end of the process.
- Select âView a draft version of this application as PDFâ� to review your e-DS1 application. You can print or save a copy for your records.
- If you need to amend the application, select âPreviousâ�.
- After you submit the application you cannot make any more amendments. Once all details are correct, select âSubmitâ�.

Confirmation details
- You will see a message that âYour application has been acceptedâ�. This doesnât mean it has been completed, as there may be reasons why it canât be processed instantly.
- Note the âApplication referenceâ�, as you may need it for correspondence or enquiries. If your application is lodged outside business hours the âPriority dateâ� and âPriority timeâ� will not be shown. »ÊčÚÌćÓęapp application will be held in the system and added to the âDay Listâ� when it opens on the next business day.
- Select âLodge another e-DS1â� to lodge another e-DS1 application.

Download the Register completion sheet PDF
If you previously selected âyesâ� to the message option, you can access the âRegister Completion Sheetâ� PDF once registration of the discharge has been completed.
- Select âGeneral Facilitiesâ�.
- Select âPDF downloadsâ�.
- Select âShow filesâ� to access the âRegister Completion Sheetâ� for the e-DS1.

You can access your PDFs free of charge for 30 days (inclusive) from the day the related application was submitted.
Note: if you view any of the documents displayed here from within a chargeable service, you will incur an additional fee, even if the PDF has previously been requested.
Logout
When you have completed your tasks, exit the system securely by selecting âLogoutâ� at the top of the screen.