IPT03730 - Overview and the law: how to determine whether there is a contract of insurance: roadside assistance insurance
Here a person enters into a contract and pays a premium, which is usually a significant element of their membership subscription. »Ê¹ÚÌåÓýapp premium secures a right to benefits in kind such as repairs if, for example, a vehicle breakdown occurs. »Ê¹ÚÌåÓýappse arrangements constitute an insurance contract and the premiums paid to the service providers (AA, RAC, etc.) are liable to IPT.